Financing Nebraska Land
Lashley Land’s team is comprised of specialists, each with a unique knowledge base and skill set from which all members of our team can draw support to better help our clients. We understand the importance of finding the right financing options, whether it’s for a land loan, construction loan, or home equity loan for your first step.
In our 40 years as a farm and ranch brokerage, Lashley Land has worked with a wide network of lenders offering competitive rates on Nebraska land loans and financing solutions tailored to Nebraska buyers. We partner with lenders who specialize in financing rural property, farm credit, lot loans, and recreational land purchases—ensuring flexible terms and straightforward approval processes.
Whether you’re financing a raw land purchase near Lake McConaughy, seeking a farm ownership loan, or exploring livestock loans to support your operation, we help match you with a lender who understands your financial goals. From credit approval to setting up a manageable payment schedule, we walk you through every step of the application process.
We are proud to have Skip Marland involved with our brokerage. Mr. Marland has been underwriting agricultural and real estate loans since 1975 and brings decades of experience offering farm loans, lot loans, and rural financing options. He’s worked with four major life insurance companies and one of Nebraska’s largest banks, providing tailored loan packages and long-term repayment terms for agricultural buyers.
He is currently the only farm and ranch loan correspondent broker in Nebraska offering real estate loans over $1,000,000 through a major national lending organization. These services are particularly valuable for financing large acreages, vacant land, and recreational property in rural Nebraska—without being tied to any one financial institution.
Mr. Marland has assisted clients with 1031 exchanges, corporate restructuring, and detailed financial planning for rural land acquisitions. Whether you’re buying land for a primary residence, investing in economic development, or acquiring property for agricultural use, he helps create a financing solution based on credit score, down payment, interest rate expectations, and long-term cash flow strategy.
While Mr. Marland’s lending affiliation is independent of Lashley Land, his knowledge of farm credit, flexible terms, and loan options strengthens our ability to serve Nebraska’s diverse land buyers.
Why Choose Lashley Land
At Lashley Land, we believe land ownership is more than a financial decision—it’s a path to personal and generational growth. Whether you’re purchasing a rural home, recreational property, or land near Lake McConaughy, Nebraska offers unmatched natural beauty, affordability, and community spirit.
Our team continuously tracks land values and market conditions across the state to help you make informed decisions. Our listings reflect the most promising opportunities for farm, ranch, and rural home buyers seeking stability, appreciation, and lifestyle value. And when it comes time to finance your land purchase, we provide lender introductions, guidance on loan programs, and help you align your financing with your long-term financial goals.
Whether you’re using a traditional mortgage, rural 1st loan, or working with a credit union, our job is to ensure the process is smooth and your investment protected.
Our Expertise
Discover why Lashley Land is your trusted partner for Nebraska land financing. We bring 140+ years of combined expertise across real estate, agriculture, ranching, and financial services. Our experience ensures that every buyer is equipped with the right tools, financing advice, and professionals to support their journey.
Best Real Estate in Nebraska
Nebraska stands out for affordable land, friendly communities, and wide-open spaces. From farm ownership loans to financing a recreational property, Lashley Land helps clients embrace the lifestyle and economic benefits of living in the Cornhusker State. Whether you’re drawn to the water, the plains, or the peace of rural life, we’ll help you finance a property that fits.
Our Services
Lashley Land offers more than listings—we provide comprehensive solutions tailored to land buyers across Nebraska. Our services include farm and ranch management consulting, exploration of mineral and water rights, introductions to trusted land loan lenders, and guidance throughout the financing process. We also assist with the development of recreational properties and rural homes. Whether you need help navigating the application process, understanding payment schedules and loan repayment options, or securing the right financing solution, our team is here to support every step of your land ownership journey.
The Lashley Land mission is to provide you with the highest level of professional service and satisfy your expectations with a positive and seamless experience in the selling and buying of your property.
Secure the Land You Want With Flexible Financing Options
Financing land in Nebraska has never been more accessible. Whether you’re searching for recreational property near Lake McConaughy, a rural home site, or productive farmland, Lashley Land helps you secure the right property—and the right financing. Our team connects buyers with experienced lenders who offer land loans, farm credit, and flexible loan programs tailored to Nebraska acreages. From understanding your down payment and loan terms to preparing a detailed plan aligned with your financial goals, we guide you through every step of the land financing process. Let us help turn your dream of owning Nebraska land into a reality.
Team
Meet the team!
Michael G. Lashley
Michael G. Lashley is the Owner/Broker of Lashley Land and Recreational Brokers, Inc., and has over 37 years of real…
Amy Lashley-Johnston
Amy Lashley-Johnston is the Vice President/Marketing Director for Lashley Land and is also a licensed real…
Scott Saults
Scott Saults is a Real Estate Associate Broker of Lashley Land and Recreational Brokers, Inc. Growing up in…
Skip Marland
Skip Marland is a licensed Real Estate Associate Broker with Lashley Land and Recreational Brokers, Inc. with over 40…
FAQ
Frequently Asked Questions
What types of land financing options are available in Nebraska?
Lenders offer a range of financing options, including land loans, farm loans, lot loans, and home equity loans. Some also provide livestock loans and construction loans for rural homes.
What’s the difference between a land loan and a traditional mortgage?
A land loan is used for vacant or undeveloped property, while a traditional mortgage typically finances homes on developed lots. Land loans may have different interest rates and repayment schedules.
How do I begin the land loan application process?
Start by speaking with a Lashley Land agent, who can help you connect with a loan officer. You’ll need to provide your credit score, financial information, and details about the land purchase.
What credit score is needed to qualify for land financing?
Credit score requirements vary, but most land loan lenders prefer a score of 640 or higher. We can help connect you with lenders who accommodate a range of financial profiles.
Do I need to use a specific lender?
No. While we have long-standing relationships with several trusted financial services providers, you’re free to work with any lender or credit union of your choice.
What is the typical down payment for a land loan?
Down payments for land financing often range from 20% to 30% of the purchase price, depending on the lender and the loan program.
Is it possible to finance land as a primary residence?
Yes, if you plan to build a home, you may qualify for a construction loan or a lot loan that transitions into a mortgage upon completion.
Who can I talk to for more information?
Reach out to the Lashley Land team or ask to speak with a loan officer specializing in rural Nebraska real estate financing. We’re happy to guide you.